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One of our more diverse contracting clients also operate a Plant Hire business.

We were made aware of damage to two plant items whilst out on hire. The plant should have been subject to a Hire Agreement making the hirer responsible for loss or damage. Unfortunately, in this case, the plant had been mistakenly released without this agreement having been signed.

Whilst it was a policy condition that a Hire Agreement would be in place for every hire, we presented the full facts to the insurers and successfully negotiation settlement of the claim within the terms of the policy.

In addition, we were able to successfully pursue the hirer for reimbursement of our clients uninsured losses.

The total cost of the claim was almost £100,000.



“We have used Murphy Insurance for many years for a variety of insurance risk areas and have always found them to be professional and helpful at all times. Any questions we have had over the years have always been quickly and efficiently answered.

Carrick Capital

“We have dealt with Tom at Murphy’s since setting up our business. The guidance and advice at that stage was really helpful to us and Murphy’s have continued to provide an excellent service ever since. It is vital for us, as a growing business, that Tom and the team are always available to assist whenever we have questions or need to update our changing insurance needs.”

Guard Archaeology Ltd


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